Can we get a USDA loan with bad credit? v The credit that is minimum for a USDA loan is 640. Nonetheless, you may manage to find a loan provider that is happy to manually underwrite that loan for reduced fico scores. Big money book to fund almost a year’ worth of mortgage and interest re re re payments Prospect of a raise within the forseeable future Comparable housing re payment presently Minimal debt-to-income ratio Minimal total responsibility ratio Am…